* { margin:0; padding:0;}
body{ background:#e0e3e8;}
html, input, textarea, select{ font-family:Arial, Helvetica, sans-serif; font-size:12px; color:#666666; line-height:14px;}


/*in_line*/
input, select { vertical-align:middle; font-weight:normal;}
img {border:0; vertical-align:top; text-align:left;}

a:hover{text-decoration:none;}
a {color:#009091;}

.clear { clear:both;}

.fleft { float:left;}
.fright { float:right;}

.tar { text-align:right;}

.tall_top { background:url(../images/tall_top.gif) left top repeat-x;}
.tall_bottom { background:#e0e3e8}

.form { height:32px;}
.form input {width:203px; height:22px; background:#FFFFFF; padding-left:11px; border:1px solid #8e8e8e;}
textarea { width:204px; height:118px; background:#FFFFFF; overflow:auto; margin-bottom:7px; border:1px solid #8e8e8e; padding-left:10px;}

.select1 { width:194px; height:19px; border-color:#DBDBDB;}

.img_indent { margin:0 20px 0 0; float:left;}

.line_hor { background:url(../images/line2.gif) left bottom repeat-x;}

.txt1 { font-size:15px; font-weight:bold;}
.txt2 { font-style:italic;}

.link1 { background:url(../images/marker_3.gif) no-repeat 0 0px; padding-left:20px; display:block; line-height:16px;}
.link2 { background:url(../images/marker_2.gif) no-repeat 0 6px; padding-left:12px; color:#666666;}

h1 { font-size:18px; color:#009091; margin: 0 0 20px 0; line-height:25px;}
h2 { font-size: 14px; color:#009091;}
h3 { font-size: 12px; color:#009091;}
h4 { border-bottom:1px solid #cccccc;}
p { margin: 0 0 15px 0;}
.bluebold { color:#009091; font-weight:bold; }
.smtext { font-size: 10px; line-height:14px;}


/*header*/
#header .row_1 { height:114px; background:#FFFFFF url(../images/masthead_hdrTop.jpg) no-repeat;}
#header .row_1 .col_1 { width:671px;}
#header .row_1 .col_1 img { margin-left:32px;}
#header .row_1 .col_2 { width:299px; font-size:15px;}
#header .row_1 .col_2 .line { margin:12px 0 0 51px;}
#header .row_1 .col_2 .indent { padding:42px 0 0 0;}
#header .row_2 { height:312px; background:url(../images/header_bgd.jpg) no-repeat left top;}
#header .row_2 .col_1 { width:767px;}
#header .row_2 .col_1 .indent { padding:114px 0 0 349px;}
#header .row_2 .col_2 { width:150px;}
#header .row_2 .col_2 .indent { padding:10px 0 0 0;}
#header ul { list-style:none; }
#header .ul1 li {color:#009091; }
#header .ul1 li a { color:#009091; font-size:16px; line-height:32px; text-decoration: none;}
#header .ul1 li a:hover { color:#009091; font-size:16px; line-height:32px; text-decoration: underline;}

/*footer*/
#footer .indent { padding:20px 35px 35px 32px;}
#footercontent	{ width:100%; line-height:38px;}



/*content*/
#content .col_1 { background:#f9fafb; line-height:14px;}
#content .col_1 .txt1 { font-size:16px;}
#content .col_1 .title { margin-bottom:30px;}
#content .col_1 .indent { padding:40px 20px 78px 21px;}
#content .col_2 { line-height:16px;}
#content .col_2 .indent { padding:40px 20px 0 28px;}
#content .col_2 .indent1 { padding:32px 0 0 0;}
#content .col_2 .line_hor { padding-bottom:22px;}
#content .col_3 { background:#f9fafb;}
#content .col_3 .title { margin-bottom:24px;}
#content .col_3 .indent { padding:40px 24px 21px 20px;}

#content .col_2 ul {
	padding: 0;
	margin: 3px 0 15px 18px;
	list-style-image:url(../images/bullet.gif);
	list-style-type: disc;
}
#content .col_2 li {
	margin: 0 0 3px 0;
	padding: 0;
}

#content .col_2 ol {
	padding: 0;
	margin: 3px 0 15px 18px;
}

/* left side bar */
#nav, #nav ul { 
	color: #009091;
	margin: 0;
	padding: 0;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	list-style: none;
	font-weight: bold;
}
#nav a {
	display: block;
	width: 178px;
	padding: 10px 6px;
	margin: 0;
	border-bottom: 1px solid #cccccc;
	color: #009091;
	text-decoration: none;
}
#nav a:hover {
	background-color: #d9eeef;
	text-decoration: none;
}
#nav li {
	float: left;
	width: 178px;
	padding: 0;
	margin: 0;
}
#ad1, #ad2 {
	float: left;
	width: 188px;
}
#ad1 {
	margin: 40px 0 0 0;
}
#ad2 {
	margin: 40px 0 0 0;
}
#ad1 h1, #ad2 h1 {
	margin: 17px 0 15px 0;
	font-size: 18px;
	color: #009091;
}
#ad1 a, #ad2 a {
	padding: 0;
	margin: 0;
	color:#009091;
	text-align: right;
	text-decoration:none;
}
#ad1 a:hover, #ad2 a:hover {
	color:#009091;
	text-decoration:underline;
}
.adrate {
	line-height: 24px;
	font-size: 24px;
	font-weight: bold;
	color: #009091;
	padding: 3px 0 0 0;
}

/* tables */
td { text-align:left; padding: 3px 5px; border-bottom: 1px solid #666; border-left: 1px solid #cccccc; border-right: 1px solid #cccccc;}
th { text-align:left; padding: 10px 5px 5px 5px; border-bottom: 1px solid #666; color: #009091; font-weight: bold; font-size:12px;}
.disclaimer { font-size: 10px; line-height: 12px; font-style:italic; padding: 5px 0 0 0; margin: 0;}
td.tblsub {text-align:left; padding: 15px 5px 3px 5px; border-bottom: 1px solid #666; border-left: 1px solid #cccccc; border-right: 1px solid #cccccc; font-weight: bold;}