Beginning Monday, September 1, 2025, all HMSA EFCU accounts will be fully integrated into Hawaii State Federal Credit Union.
This marks the beginning of your new membership experience, granting you full access to our products, services and statewide branch network.
Hawaii State FCU Merger Conversion Kit:
You should have received your Hawaii State FCU Merger Conversion Kit in the mail. We strongly encourage you to review the information in your kit, which contains important dates and things you can do to prepare for the operational merger on August 31. For reference, we have provided digital copies of the materials in the kit below.
Welcome Letter <https://hsfcu.download/merger-kit-letter>
Conversion Kit Booklet <https://hsfcu.download/merger-kit-conversion-booklet>
Comparison Sheet <https://hsfcu.download/merger-kit-comparison-sheet>
Consumer Disclosure Booklet <https://hsfcu.download/AOCD-Consumer>
Consumer Truth-In-Savings Disclosure <https://hsfcu.download/merger-kit-tis-disclosure>
Consumer Fee Schedule <https://hsfcu.download/fee-schedule>
We appreciate your patience and understanding as we work diligently to integrate our operations. Thank you for your continued trust and support. If you have any questions about the merger kit or for more information, please visit the Ke‘eaumoku Branch or call (808) 948-5154.